Do you feel good about your taxes this year? Whether you filed early or just squeaked in by April 15, finishing tax season always brings a wave of relief. But April is also Stress Awareness Month—a reminder that financial stress doesn’t end with taxes.Long-term care is one of the most significant—and often misunderstood—expenses people face […]

March is Women’s History Month, a time to celebrate the achievements of women throughout history. It’s also an opportunity to acknowledge the unique financial challenges women face in retirement, particularly when it comes to long-term care. Planning ahead with a trusted financial advisor is crucial to supporting independence and securing quality care in later years. […]

Valentine’s Day is the perfect time to reflect on the relationships in your life—and not just the romantic ones. When it comes to your financial future, are you in a true relationship with your financial adviser, or is it more of a “situationship”? In dating, a situationship refers to a casual affair where there is […]

A new year is the perfect time to evaluate life’s big decisions, especially those concerning senior care. If you have determined that ageing at home is no longer an option, then proactive planning now can help you avoid the stress of making decisions during a crisis.  Our tailored financial strategies ensure you or your loved […]

During the holiday season, many of us look forward to spending time with family, particularly our parents. These gatherings offer a unique opportunity to gently observe any changes in the health and well-being of our older loved ones. Noticing these changes can be pivotal in helping plan for their comfort and care in the years […]

Until December 7, Medicare enrollees have the opportunity to review and make changes to their Medicare plans, ensuring that your health coverage meets your needs in 2025. This period is crucial for evaluating your options, particularly when it comes to Medicare Part D, which covers prescription drugs.Why focus on Part D during open enrollment?Medicare Part […]

When helping our clients plan for future long-term care needs, one decision they need to make is whether to self-fund care needs using existing retirement funds or purchase long-term care (LTC) insurance. Both options have their merits and drawbacks, and the best choice often depends on individual financial situations, health status, and personal investment strategies. Investing […]

One of the things we emphasize with our clients—of all ages—is that planning for the unexpected is crucial. We do a lot of planning in our lives, from where we’ll go to college to where we’ll vacation. We may plan for retirement, but unfortunately we don’t put enough planning into what might happen to interrupt […]

What is a financial care plan? Who needs one, and what should it entail? In this informative video, Mim Senft, co-founder and managing director of Motivity Care, interviews Jonathan Miller, principal of Longevity Income Solutions. As Mim notes, “Not a lot of us think about a financial care plan for the future.” Jonathan advises clients […]

Some of our clients find themselves in uncharted waters and in a challenging position of wanting to ensure their aging parents’ safety and comfort while also respecting their folks’ desire to age in place in their home. Suggesting a move to a senior living community or introducing home health care might be met with resistance, […]

When it comes to caring for aging parents, siblings often find themselves front and center of the care journey with a range of emotions and responsibilities. Ensuring that caregiving duties are shared fairly can help ease the burden on each family member, fostering a supportive environment for both the caregivers and the senior loved ones. […]

The demographic known as “solo agers” is growing. Solo agers are individuals who are in their senior years and don’t have the traditional family support network that other seniors may rely on. This includes people who are widowed, childless, and/or live far from friends or family. Those in the LGBTQ community, many of whom are […]

Last month we talked about the importance of advance care planning to ensure that our loved ones are aware of our healthcare and financial wishes if we are unable to make critical decisions for ourselves. But what about funeral and burial preferences? Most people like to avoid this topic for obvious reasons, but it’s a […]

We like to think that we will always be capable of making our own healthcare decisions. Sometimes, however, it doesn’t work like that. A stroke, a car accident, Alzheimer’s disease—any number of circumstances might limit or take away a person’s immediate ability to make healthcare decisions.Fortunately, you have the power to think about and plan […]

Annuities stand out as a cornerstone for ensuring financial stability in retirement. For most of our clients, annuities already form a critical part of their retirement portfolio—and for good reason. The current state of annuities “The year 2023 was a record-breaking year for annuity sales,” wrote Jennifer Schell for Annuity.org, “and 2024 could see even […]

As we approach retirement age and beyond—ourselves and our older loved ones—planning for any care and support that might be needed becomes increasingly vital. Ideally, planning should begin well before retirement age. However, there are solutions and educational resources for you and your family, even if you or your loved one have pre-existing medical conditions. […]

In last month’s blog post, we discussed the importance of assessing the wellness of elderly family members during holiday visits. These observations might lead to a realization that your senior loved one needs additional assistance at home. Approaching this subject requires a blend of tact, compassion, and respect for their independence. Let’s explore strategies for […]

The holiday season offers opportunities to visit and reconnect with parents and other elderly family members. These visits can also be a good time to ensure that your elderly relatives are safe, healthy, and happy.Getting a picture of your loved one’s overall wellness means more than observing their physical wellness. Here’s a checklist to guide […]

The Medicare open enrollment period for 2024 continues through Dec. 7. This open enrollment period introduces several key changes that may affect both coverage and finances for enrollees (also called beneficiaries). Here’s an overview of the most significant changes:Cap on insulin costs: A significant financial relief for those with diabetes, Medicare drug plans will cap […]

Where will you live in your retirement years? You may have sketched out a plan to age in place. But have you addressed Plan B—the unknown curveballs life might throw, which may include other levels of care?Today, many seniors have not altered their financial planning—which was originally designed for asset growth using riskier investment vehicles […]

The numbers are daunting. Eighty percent of seniors are unprepared for their long-term care needs. With 70 million baby boomers aging and half of the population being unmarried, the looming question is: Who is going to take care of them? Jonathan Miller of Longevity Solutions Inc. addressed this pressing concern and the significance of early […]

When it comes to the cost of care, many people wish it was in the hundreds but it always starts in the thousands. It is something that the family really needs to understand at the beginning of their care journey. Additionally, we’re talking about thousands of dollars over a period of time. It’s not like […]

Are you currently experiencing a situation where your parents health is starting to deteriorate? Are you starting to ask questions like: Can they stay in their home? Do they need to move in with me? There are so many questions that are starting to develop in your thought process even if you thought you may […]

With an aging population and a generation of young adults struggling to achieve financial independence, the burdens and responsibilities of middle-aged Americans are increasing. According to Pew Research, nearly half (47%) of adults in their 40s and 50s have a parent age 65 or older and are either raising a young child or financially supporting […]

No matter where you are across the nation, we can work with you and your family to create specialized financial solutions. By meeting online and over the phone, no direct-contact is needed and you still get the same great service!

If you or your loved ones are worried about how to plan for future or current care needs in the midst of the pandemic, Longevity Income Solutions (LIS) can help! LIS can assist in creating the proper financial solutions *ONLINE* to meet your family’s unique needs. Don’t take our word for it. Listen to what […]

Today, Jonathan Miller and Michael Mastroieni, discuss how they have helped families overcome the denial that can come with parents or loved ones getting older. When it comes to discussing their future, Longevity Income Solutions can help guide you in the right direction and come up with a plan to suit your loved one’s unique […]

Whether you or your loved ones are currently in a health crisis or already receiving care, you shouldn’t feel limited when it comes to Long-Term Care options. Longevity Income Solutions (LIS) can assist in creating the proper financial solutions to meet your unique needs. Don’t take our word for it. Listen to what client, Sue […]

Is Long-Term Care Insurance Worth It? We often take life for granted when we are younger, aimlessly going throughout our days without a care in the world. Only when something is taken away do we fully appreciate the importance of its actual value. Nothing is truer than the significance of our health. Without it, we […]

At Longevity Income Solutions, we know the demands of caregiving for an aging loved one can be exhausting and overwhelming. Sometimes you may feel that you’re in over your head or have little control over the situation, but there are steps you can take to relieve some of your stress and regain a sense of […]

Being a caregiver for your aging loved one can be stressful. Longevity Income Solutions (LIS) can help relieve your stress and ease your worries. Don’t take our word for it. Listen to what client, Dorothy Allison, had to say about how LIS protected her assets and held her hand through every step of her and […]

In today’s video, Jonathan Miller and Michael Mastroieni discuss the true cost of elder care and how they can help when looking into care options and ensuring you or your loved ones can afford the care they need.

Everything You Need To Know About Power of Attorney Is there someone you trust to make decisions on your behalf if you suffer a tragic accident and cannot care for yourself? Jonathan Miller and Michael Mastroieni discuss the crucial topic of power of attorney and how it can benefit you and your loved ones. For […]

In this video, Jonathan Miller and Michael Mastroieni, senior healthcare experts and founders of Longevity Income Solutions, discuss the basics of elder care options and how they can help you and your family prepare for care needs.

In this video, Jonathan Miller and Michael Mastroieni, senior healthcare experts and founders of Longevity Income Solutions, discuss how there are ALWAYS options when planning for your future. Even if you are in crisis or near crisis, Longevity Income Solutions can help!

Jonathan Miller and Michael Mastroieni, senior health care experts and Longevity Income Solutions principals, discuss how they manage elders finances without having to deal with market volatility. Now more than ever, with the uncertainty of COVID-19, people need financial solutions that are not affected by changes within the market.

Jonathan Miller and Michael Mastroieni, senior health care experts and Longevity Income Solutions principals, discuss everything you need to know about the cost of elder care. With their advice and expertise they have helped dozens of families plan and come up with the best options to fit their needs. They’re here to help!

This is the first video of our three part series, “Affording the Cost of Elder Care with Longevity Income Solutions.” For the next three weeks we will discuss various topics relating to financial solutions, planning and care guidance! We will post additional resources and information on our blog throughout the week. In today’s video, Jonathan […]

Taxpayers have two weeks to file their 2019 income tax returns and pay any taxes owed to the government. We have put together a list of things you should keep in mind. 1) Changes have been made. The normal filing date has been extended to July 15 to help Americans who were facing disruption amid […]

In this video, Jonathan Miller and Michael Mastroieni, Longevity Income Solutions (LIS) principals, discuss their unique financial solutions for stretching and growing aging adults’ assets to meet care needs. They mention past experiences and their passion for working within the senior health care industry. LIS strives to provide families financial guidance and emotional support during […]

In order to better understand how to help aging adults in a health crisis, you need to understand the clinical side of things. Case managers provide the clinical expertise needed to establish a safe discharge plan. Longevity Income Solutions (LIS) had a discussion with one of its network partners, Eliseo Tajanlangit, registered nurse and certified […]