Long-Term Care Insurance
Understand, Access and Purchase Policies
An important element of our senior financial planning service is helping individuals and families gain a better understanding of the benefits of long-term care (LTC) insurance. After 25+ years working directly with LTC insurance carriers, the Longevity Income Solutions team has the expertise to guide you through this marketplace and cut through the red tape.
If you don’t currently have an LTC policy, we will help you determine the coverage you may be eligible for so you can add this valuable asset to your portfolio.
For those with existing LTC coverage, we can help you determine:
- Are your insurance policies being used to maximum benefit?
- Are you paying for any unnecessary overlap in coverage?
- Are your out-of-pocket care costs held to the absolute minimum?
Our team explores your current policies to ensure that those benefits are being utilized for maximum benefit. We provide solutions that guide individuals toward the most effective ways to use their existing coverage options to reduce their out-of-pocket care costs before and during their time of medical need.
Learn about how our advisors review veterans’ benefits and Medicare/Medicaid coverage as well.
Let us ease the stress of your care journey
Reach out to a team member at Longevity Income Solutions for a no-cost consultation on how you can take back control of your assets and care costs.
Testimonials
Our Clients Mean Everything to Us
Susan S.
“I was referred to Michael and Jon shortly after my dad passed when I began to worry about how to properly plan for my mother’s future care. They are angels in disguise… and I couldn’t be more serious! To say they lifted a huge burden and made all the unknowns less scary is an understatement.“
Mark P.
“Jonathan and Michael were the light that guided my family through a rough sea. They were a vault of information and guided us through the home-care/long-term care and financial side of providing care for our mom without her losing her home. I can not recommend this company enough. They really helped us navigate a world my family had no idea where to start.”
Stewart S.
“Longevity, is the only company in the country that offers creative solutions for elderly and ill people, that can really help. The other remarkable thing about Jonathan and Michael is that they really care. They would not, and did not, offer a product that was not beneficial to my aunt. They are not there to just sell their product.”
GUIDANCE AND INFORMATION
Taxed Out
Do you feel good about your taxes this year? Whether you filed early or just squeaked in by April 15, finishing tax season always brings a wave of relief. But April is also Stress Awareness Month—a reminder that financial stress doesn’t end with taxes.Long-term care is one of the most significant—and often misunderstood—expenses people face […]
Women’s Unique Challenges for Retirement
March is Women’s History Month, a time to celebrate the achievements of women throughout history. It’s also an opportunity to acknowledge the unique financial challenges women face in retirement, particularly when it comes to long-term care. Planning ahead with a trusted financial advisor is crucial to supporting independence and securing quality care in later years. […]
Are You in a Situationship…with Your Financial Adviser?
Valentine’s Day is the perfect time to reflect on the relationships in your life—and not just the romantic ones. When it comes to your financial future, are you in a true relationship with your financial adviser, or is it more of a “situationship”? In dating, a situationship refers to a casual affair where there is […]