At Longevity Income Solutions, we believe that managing IRMAA is just one small piece of a much larger picture. The real goal isn’t simply lowering premiums; it’s designing a financial and care plan that keeps you in control of your life—today and in the years ahead.
At Longevity Income Solutions, we see every day how early, compassionate conversations protect families—financially, emotionally, and relationally. Here’s how to start the dialogue with empathy and clarity.
Most families feel a sense of relief once they’ve checked the “estate planning” box. The will is signed, the power of attorney is in place, and financial accounts are organized. But here’s the hard truth: estate planning answers what happens after you’re gone—life planning ensures you actually live well until then.
Your 60s are the ideal time to take control of your future. Still Active, Still Planning outlines clear steps to build a care plan that connects your health, home, and finances—so you stay independent, informed, and in control as life evolves.
When we talk about planning for aging and care, too often the focus stops at dollars and cents. But real-life outcomes show that early, holistic planning protects far more than wealth. It safeguards dignity, independence, family cohesion—and gives you choices when circumstances shift.
Every family thinks they have more time. But waiting until “someday” often means paying more, losing options, and placing enormous stress on loved ones.
Proactive planning is the difference between chaos and confidence. Between crisis-driven choices and intentional decisions. Between regret and peace of mind.
Most families don’t think about long-term care until something happens. A sudden fall, a dementia diagnosis, or a parent who can no longer live alone forces the issue. In those moments, decisions must be made quickly — often in days, sometimes in hours. This kind of crisis planning is stressful, expensive, and emotionally draining. It […]
Retirement is supposed to be a time to relax, not worry about rising healthcare bills. But for many older adults, medical expenses are one of the biggest costs they face. A 65-year-old retiring today can expect to spend around $165,000 on healthcare over the course of their retirement – double the amount from 2002. Most […]
Do you feel good about your taxes this year? Whether you filed early or just squeaked in by April 15, finishing tax season always brings a wave of relief. But April is also Stress Awareness Month—a reminder that financial stress doesn’t end with taxes.Long-term care is one of the most significant—and often misunderstood—expenses people face […]
March is Women’s History Month, a time to celebrate the achievements of women throughout history. It’s also an opportunity to acknowledge the unique financial challenges women face in retirement, particularly when it comes to long-term care. Planning ahead with a trusted financial advisor is crucial to supporting independence and securing quality care in later years. […]